We find ourselves in the midst of a national psychotic break. It is stoked by moneyed interests seeking to again defeat health care reform. It is stoked by the political party that represents those moneyed interests. It is stoked by a media that generally behaves as though it is among the moneyed interests. It is a good time to consider what we know.
* The current health care system in America is not sustainable. Without reform more of us will either loose our health care, pay much more for it, or experience reductions in what our insurance plans cover.
* Without reform the deficit of the national government will grow significantly because of uncontrolled medical costs that impact Medicare and Medicaid.
* Independently collected data shows that the health of citizens of this country is less than that of the nations providing universal health care for all their citizens.
* The current health care system generally reimburses medical providers for individual services provided whether needed and regardless of whether another provider has already performed the service. It does not reimburse providers because of good health results for the patient.
* The health insurance that polls highest for the satisfaction of the people it covers is Medicare-a government run system.
* The most efficient health care provided in the United States, meaning the one with the lowest administrative costs, by far, is Medicare-the government system.
* Congress agreed during the Bush Administration to subsidize private insurance companies to provide seniors the same coverage as the government’s Medicare program. That subsidy now amounts to 177 billion taxpayer dollars a year.
* Those who receive tax-free medical benefits through their employer do not have to worry that their insurance company will deny coverage for a pre-existing condition. There is a government regulation that prevents it.
* Those who individually buy insurance coverage through private companies face a gauntlet. Those insurance companies hire many people to find reasons not to pay for the medical care of clients with this type of coverage.
* At the time of the debate on the Clinton proposals for health reform, private insurance companies paid out about 95% of premium dollars collected for medical care. Today those private companies pay out about 80% of premium dollars collected for medical care.
* Private health care providers refer to the money they pay out for the medical coverage of those holding their policies as “losses.”
* The argument against health care reform 2009 is a repeat of the arguments orchestrated over many decades by the health insurance industry to oppose reform. “Socialism” and “government take-over” of health care are not just tired arguments they are lies. Remember the Ronald Reagan recording in opposition to the original Medicare Act?
Because of what we know let us answer the call to fight for reform of the American health system, access to health care for all Americans, and sanity.